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Retirement Benefits
West Virginia Higher Education Policy Commission Qualified 401(a)
403(b) Supplemental Plan of The West Virginia Higher Education Policy Commission
457(b) Deferred Compensation Plan of the WVHEPC and Council/Tech
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West Virginia Higher Education Policy Commission Qualified 401(a)
403(b) Supplemental Plan of The West Virginia Higher Education Policy Commission
457(b) Deferred Compensation Plan of the WVHEPC and Council/Tech
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West Virginia Higher Education Policy Commission Qualified 401(a)
403(b) Supplemental Plan of The West Virginia Higher Education Policy Commission
457(b) Deferred Compensation Plan of the WVHEPC and Council/Tech
Plan Overview
West Virginia Higher Education Policy Commission Qualified 401(a)
403(b) Supplemental Plan of The West Virginia Higher Education Policy Commission
457(b) Deferred Compensation Plan of the WVHEPC and Council/Tech
INVESTMENT OVERVIEW
View All Investments
Research and Performance
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RETIREMENT HELP
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SAVING NOW & LATER
Professionals generally recommend that you contribute 10-15% of your pre-tax income towards retirement.
You can start to put away money now for your future to be potentially prepared later. You may be pleasantly surprised at how easy this can be.
LAUNCH CALCULATOR
What is Roth?
Unlike pre-tax contributions, Roth contributions are taken from your paycheck after taxes are paid and you will owe no taxes on your initial investment or earnings on qualified distributions. You have the opportunity to make Roth contributions, pre-tax contributions, or a combination of the two. Annual IRS contribution limits remain the same regardless of whether you choose pre-tax, Roth, or both.
Diversification – balance your portfolio to help manage risk
While diversification is a technique to help reduce risk, there is no guarantee that it will protect against a loss of income.
Like a balanced diet, it may be a good idea to strive to have a balanced portfolio. We can help you figure out what to do when – and how to make smart financial decisions along the way.
Retirement Income Planning
Whatever your retirement dream, it’s important to know what income you will need. Smart investing starts with a solid grasp of the basics. The more you know, the better prepared you are to make good investment decisions.
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