Washington University Retirement Savings Plan

PLAN INFORMATION
Washington University in St. Louis offers this plan as part of workplace benefits. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. 
Learn what plans allow eligible employees to do.
Contributions to the Plan:

Employees may contribute 1% - 80% of base salary per pay period, up to the current IRS annual maximum. After two years of continuous, benefits-eligible service, employees are required to contribute at least the minimum contribution for their respective salary bracket of annual base salary in order to receive the University's contribution.
 
Annual Salary
Required minimum contribution
Less than $30,000
$5.00 per month
$30,000 - $44,999
3%
$45,000 +
5%
 
Effective July 1, 2021
All Salary Levels Requirement minimum 5% per pay period contribution
 
  Effective July 1, 2021  Minimum Contribution
  All Salary Levels
 5%

 University Contribution Details
The University's Contribution is a percentage of the employee's base salary per pay period.
 
Benefits-eligible employees hired or rehired on or after September 1, 2006:
Continous Years
      of Service
   University
Contribution
  2
         7%
        10
       10%
 
Benefits-eligible employees actively employed on August 31, 2006:
          As of Jan. 1
 University Contribution
Under 45
  7%
45-49
  8.5%
50 and over
11.5%
 
For more information regarding this plan, visit the Washington University HR website.
Contributions to this account will be 100% vested immediately.
EXPLORE OPTIONS
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