INSIGHTS

Why TIAA

Created to serve.

OUR PURPOSE

At TIAA, we serve your financial well-being

Founded in 1918, our goal was to help ensure teachers could retire with dignity. Today, you and millions of others who work at not-for-profits rely on our wide range of financial products and services to pursue your financial well-being.
LIFETIME INCOME

We’re here to help you pursue a lifetime of financial well-being

Everyone’s vision of retirement is different, including ours. One way to manage your retirement is with lifetime income from an annuity. Learn more about annuities below.
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INCOME OPTIONS TO MEET YOUR NEEDS

Our fixed and variable annuities give you the choice between guaranteed lifetime income and other flexible income options.
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LOW COSTS

TIAA annuities are generally less than half the industry average.1
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A HISTORY OF INNOVATION

We invented the variable annuity and offer 8 types - with options to invest in real estate and socially responsible companies.

ADVICE & EDUCATION

Advice for everyone

Making decisions about your money and your future isn’t easy. That’s why we offer personalized advice at no added charge.

WORKING FOR YOU

Putting earnings to work for you

Our purpose is helping you pursue your financial goals. With no outside shareholders, other than our Board of Overseers - which is a not-for-profit entity - we are focused on your financial well-being.
1Morningstar Direct, March 31, 2017. The expense ratio on all mutual fund products and variable annuity accounts managed by TIAA-CREF is generally less than half the mutual fund industry average. 60% are less than half their respective Morningstar Universe average and 50% are less than half their respective Morningstar Universe median.
Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
 
*Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. Certain products and services are only available to eligible individuals.
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