University System of Maryland Optional Retirement Plan

University System of Maryland offers this plan as part of workplace benefits. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. 
Learn what plans allow eligible employees to do.
The ORP is administered by the State of Maryland and is the base retirement plan that your employer contributes to on your behalf (currently 7.25% of your annual salary). If you're eligible for the ORP, you are not eligible to receive match monies in a supplemental 403(b) or 457(b) plan. Your employer does not require you to contribute in order for you to receive a contribution, so this is not a matching plan.
Faculty and exempt staff are eligible to participate in this plan.
Contributions to this account will be 100% vested immediately.

Learn which mutual funds and other investments are available

You can enroll now

Enroll or make changes in your plan(s) today


Plan forms & resources