TIAA-CREF Retirement Healthcare Savings Plan

PLAN INFORMATION
TIAA offers this plan as part of workplace benefits. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. 
Learn what plans allow eligible employees to do.
Active, full-time salaried employees may elect to enroll in the RHSP at any time throughtout the year. You may also elect to contribute a portion of your incentive compensation to the RHSP.
“Vesting" refers to your right to receive benefits from your retiree health plan after termination employment.
 
Your employer’s contributions (and any earnings attributable) may be subject to an age and/or service requirement. Your employer’s plan rules will specify when you are vested in the employer portion of your account. If you terminate employment after satisfying the age and/or service requirement, you will be fully vested in your account. If you terminate employment prior to meeting the age and/or service requirement, the employer portion of your account will be forfeited. If your plan permits employee contributions, these accumulated amounts including any earnings will be fully vested and accessible upon termination of employment.
 
Upon termination of employment, you may access your vested benefits to pay for out of pocket medical expenses. Your plan may also permit access to benefits for expenses incurred by a spouse or other dependents (if any).
 
Please note: Retiree health benefits do not pass on to your estate at your death. When you die, any remaining vested account balance will be accessible to a spouse or other dependents (if any). If you do not have a spouse or eligible dependents (or upon their death) any remaining vested account balance will be subject to forfeiture. This includes any employee contributions (and earnings attributable).
EXPLORE OPTIONS
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Learn which mutual funds and other investments are available

You can enroll now
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Enroll or make changes in your plan(s) today

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