What is Regulation Best Interest and the Client Relationship Summary?
Overview
On June 30, 2020, U.S. Securities and Exchange Commission (SEC) rules to enhance protections for retail investors became effective
The final rules require compliance with Regulation Best Interest (Reg BI) and the Client Relationship Summary (Form CRS). Both require that a disclosure document be delivered to retail investors during multiple specified points of a financial relationship.
Form CRS
This document can help you make informed decisions about the services, products and accounts offered by TIAA-CREF Individual & Institutional Services, LLC (“TC Services”, “we”, “us”, “our”), a TIAA affiliate, and their fees.
Additional Information
Form CRS references this page to help you find additional information about our broker-dealer services, registered investment adviser services, and accounts/products we recommend, their fees and any related conflicts of interest
Broker-dealer (BD) services and accounts/products we recommend as a BD
The Regulation Best Interest Disclosure provides a detailed overview of each of our BD services and accounts/products we recommend as a BD, their fees and any related conflicts of interest. It also provides detailed information about how each of our financial professionals make money when they provide BD services and recommend BD accounts/products. This disclosure cross-references supplementary documents for each of these services, accounts and products.
Registered investment adviser (RIA) services and accounts/products we recommend as an RIA
These documents provide a detailed overview of the specific RIA services and accounts/products we recommend as an RIA, their fees and any related conflicts of interest. They also provide detailed information about how our financial professionals make money when they provide RIA services and recommend RIA accounts/products. These disclosures cross-reference supplementary documents for each of these services, accounts and products.
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