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All faqs about forms to take money out
The Employee Retirement Income Security Act (erisa) requires spousal consent for certain transactions. If your employer is subject to erisa rules or has elected to adopt the provisions, your spouse must approve and sign off on withdrawals.
Your spouse must sign the waiver in front of a Notary or, if still employed with the sponsoring institution, the designated plan representative. TIAA has partnered with Notarize.com (www.Notarize.com/TIAA) to offer a digital and secure way for you to fulfill notarization requirements for your forms. Please note: Your spouse's signature cannot be dated before your signature.
TIAA has partnered with Notarize.com (www.Notarize.com/TIAA) to offer a digital and secure way for you to fulfill notarization requirements for your forms. Or you may download and print the Spousal/Nonspousal Waiver email form that you received from us.
If you're not married, complete page two only. If you're married, complete only page three.
Your contract number is either your TIAA number or your CREF number. These can be found in two places: your enrollment or mutual fund account confirmation documents or your quarterly statements.
That depends on your employer's plan rules. Your plan rules determine when you're eligible to withdraw funds and whether your employer's authorization is required beforehand. Please contact your benefits office to find out.
For most plans, once you receive your employer's authroization, you can indicate "on file" for any future withdrawals. Some plans require an employer's authorization for every withdrawal. A licensed retirement consultant can help you determine if you need this authorization, and can give you the names of required signers.
If you do need employer authorization, you'll need to personally present, fax, or send the form to your employer before sending the form to TIAA.
Within six months of retirement, you should contact TIAA to request the forms you'll need to begin receiving income.
You can also receive projections for systematic cash withdrawals, fixed-period income, minimum distributions and interest-only payments.
Complete, sign and send us your completed forms about 90 days before you want to start your income. Include a record of age formOpens pdf for you and annuity partner (if applicable) for any lifetime income choices.
If your plan is subject to spousal rights (ERISA) and you are married, be sure to complete the spousal waiver section of your form or forms. If you're unmarried, please complete the unmarried determination section.
If you have any questions or are unsure about any of the steps, we're here to help. Call 800-842-2252.
A Medallion Signature Guarantee protects you from fraud and is necessary to comply with stock transfer rules.
For certain transactions—such as redeeming shares within 30 days of changing your address, bank account or adding news services—a Medallion Signature Guarantee is required for each owner of record on the account.
What is it?
The guarantee is an endorsement from an eligible guarantor that the signature or signatures on the request are valid. Certain commercial banks, trust companies, savings associations, credit unions and members of the U.S. stock exchange participate in the Medallion Signature Guarantee program.
Any other form of signature verification will not be accepted. For example, a notary public cannot provide a signature guarantee.
For more information about when a signature guarantee is required, please call 800-897-9059.