Frequently asked questions
All FAQs about account funding
You are able to fund your brokerage account through a variety of methods; including ACH (electronic funds transfer), check, wire, certificate deposit, transfer from another account (at TIAA or another firm), and direct deposit. Some restrictions and fees may apply. Call us at 800-927-3059, weekdays from 8 am - 7 pm ET.
There is no fee to transfer money electronically to your TIAA Brokerage account from your bank account. For most accounts, you are able to add your bank account to your brokerage account by logging in at www.tiaa.org. Select the Transfer Money or Fund Account buttons located at the top of the screen within your brokerage account.
TIAA Brokerage is unable to accept physical checks directly in our offices, via a branch or through an advisor. All checks must be mailed directly to Pershing LLC at:TIAA Brokerage
C/O Pershing LLC
One Pershing Plaza
Jersey City, NJ 07399You may download a check deposit ticket by selecting this link.Please make checks payable to TIAA Brokerage FBO (for benefit of) Your Name and include your full account number.We are unable to accept cash, starter checks, traveler's checks, money orders, or third-party checks/double endorsed checks. The check registration should match the registration on the account or be from a listed account owner.
Funds wired to your TIAA Brokerage account are usually received same day. Wires must be in U.S. dollars. Sometimes the company sending the wire will charge you a fee. Please provide your financial institution with the following information:Bank of New York
One Wall Street
New York, NY 10286
Account 890-051238-5For further credit to: TIAA Brokerage account title and account number
Please review the most current IRS contribution limits for Traditional and Roth IRAs before making a contribution.You are able to contribute to your IRA through electronic funds transfer online at no charge from TIAA Brokerage. Log into your account on TIAA.org. Select the Transfer Funds button, located at the top of the page and follow the steps. If you don't have a bank account on file, you will be able to add a bank and request a contribution.To make an IRA contribution by check, please download a deposit ticket to include with your check. You should note the contribution year and and your IRA account number. It is important to note that TIAA Brokerage is unable to split checks between different accounts and each deposit requires a separate check. All checks must be mailed directly to Pershing LLC at:TIAA Brokerage
C/O Pershing LLC
One Pershing Plaza
Jersey City, NJ 07399To send in an IRA contribution by wire, please use our wire instructions and include the contribution year. Your sending institution may charge you a fee to wire your contribution.
To deposit, mail your security certificates to TIAA Brokerage along with a completed Stock or Bond Power:
For your protection all securities should be sent overnight, certified, or signature required mail to:
- Print your nine-digit TIAA Brokerage account number in the upper right corner on the front of each certificate.
- Please print the Irrevocable Stock or Bond Power sign and date the form. All parties whose names are on the certificates must sign the Stock or Bond Power form. All signatures must be signed exactly as printed on the front of the certificate.
- Make a copy of each certificate for your records.
Attn: Securities Processing
1 Pershing Plaza
Jersey City, NJ 07399Note: Requirements may differ by account and there may be additional paperwork needed when the account registrations do not match the name(s) on the certificate. You will need to send in a Stock or Bond Power form for each security. Many Transfer Agents now charge a fee when depositing certificates into deposit accounts outside of the Transfer Agent. For more details, contact TIAA Brokerage at 800-927-3059, Monday - Friday 8 am - 7 pm ET.