What will rising interest rates mean for you?

Rising Interest Rates

The impact of rising interest rates

Interest rates have been at historic lows for several years. It’s important to understand why that has been the case, why that may be changing soon and how rising interest rates could affect financial planning in a number of ways.

For individuals

Learn how rising interest rates can impact your personal finances.

Rising interest rates and your borrowing


Rising interest rates and your saving


Rising interest rates and your investments

For plan sponsors and advisors


Plan sponsors

How will rising interest rates affect your retirement plans?


Prepare for rising interest rates: Taking a fresh look at portfolio allocations.


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TIAA financial consultants can offer you knowledgeable, customized advice to help you meet your financial goals.
You can also call us at 800-842-2888.
Advice is available to eligible participants of TIAA-CREF-managed retirement plans concerning asset allocation and retirement holdings.
These views may change in response to changing economic and market conditions. Please note the forecasts above concern asset classes only, and do not reflect the experience of any product or service offered by TIAA-CREF. Past performance is not indicative of future results. The material is for informational purposes only and should not be regarded as a recommendation or an offer to buy or sell any product or service to which this information may relate. Certain products and services may not be available to all entities or persons.