Retirement planning basics

No matter where you are in life, you can plan and save for the retirement you want

We can help.


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weekdays, 8 a.m. − 10 p.m. (ET)

Get the basics

Three steps to consider

No matter where you are in life, you can plan and save for the retirement you want. We can help.


Learn how investing can help you pursue your retirement goals. Contributing to a retirement account can provide tax benefits.

Knowing your match

There's money on the table. Learn about any retirement contribution match your employer offers.

Talking to us

You can work with a TIAA consultant to create, adjust or review your retirement strategy.

Help me choose

Taking control of your retirement

Taking control of your retirement in figuring out what you will need, saving to pursue your goals, knowing your investment options, revisiting your strategy at least once a year

To talk to a TIAA financial consultant


weekdays, 8 a.m.-10 p.m. (ET)


100 years of service

No matter where you are in life, we're here to help you plan for the retirement you want.


From 2013 - 2018 we were named the Lipper Best Overall Large Fund Company for six consecutive years in a row.1


TIAA has made payments to retirees since 1918.


Our know-how can help you create a strategy that balances today's needs with tomorrow's retirement income goals.

Next steps

Consider getting started

Calling us

We're here to help.

Weekdays, 8 a.m. − 10 p.m. (ET)


Ready to Retire?

Your retirement plan has options that can provide income that is guaranteed for life.2

Discover more

Online access

MyTIAA is your financial dashboard

You can log in to check your account balances and track your investments.


We're here to help

Looking to get the most out of your retirement savings plan? TIAA consultants can help.


Boost your retirement savings

We can help you understand your investment options, and whether an IRA is right for you.


Retirement Advisor tool

Receive a personalized retirement action plan with savings and investment recommendations.

This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor's personal advisor based on the investor's own objectives and circumstances.

1 Refinitiv Lipper Fund Awards Winner United States 2013 -2018, Best Overall Large Fund Family Group Over Three Years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see The Award is based on a review of risk-adjusted performance of 36 companies for 2013, 48 for 2014 & 2015, 37 for 2016 and 34 for 2017 & 2018. The award pertains only to the TIAA-CREF mutual funds in the Large Fund Family category. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. TIAA-CREF Individual & Institutional Services, LLC, and Nuveen Securities, LLC, Members FINRA, distribute securities products.

From Thomson Reuters Lipper Awards, ©2018 Thomson Reuters. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. For current performance and rankings, please visit the Research and Performance section on TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, members FINRA and SIPC, distribute securities products.

A detailed awards methodology can be found at Retirement income depends on asset allocation decisions and income strategies chosen during accumulation and retirement phases.

2 Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability.