1 All guarantees are based on TIAA's claims-paying ability.
2 TIAA managed account services provide discretionary investment management services for a fee.
3 Certain products and services are only available for eligible individuals. This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor's own objectives and circumstances.