Our Life Insurance FAQs addresses many common life insurance questions.

Take a look below to find answers to frequently asked questions about TIAA-CREF Life Insurance Company (TIAA-CREF Life).

How do I choose the right type of life insurance?

We make it easy by providing the tools you need to decide which life insurance is right for you. Learn about the life insurance choices available to you.

How much life insurance do I need?

Depending on your needs, both you and your spouse or partner should consider having coverage equal to six to ten times your annual incomes to help pay for final bills and daily living expenses should something happen. Learn how much coverage you may need with our needs tool.

How much will my life insurance cost?

We work hard to keep our insurance premiums affordable. Get a preliminary quote for one of our life insurance policies. There’s never any obligation or pressure to buy.

Has my coverage kept pace with the changes in my life?

As life events occur, like getting married, buying a new home or having a new child, your financial obligations increase and so does your need for life insurance. Learn how much you may need.

What do TIAA-CREF Life's high financial strength ratings mean to me?

TIAA-CREF Life Insurance Company is a member of one of only three insurance groups in the United States to hold the highest possible rating from three of the four leading independent insurance company rating agencies.1 Learn more about our strong ratings and why you can depend on us to help you protect what matters most.

What happens after I apply for coverage?

When you apply you’ll be asked to participate in a health assessment before coverage can take effect. This will include answering a few health questions and taking a medical exam. The exam costs you nothing and is performed at your convenience and the place of your choice.

Have additional questions?

Call 877 276-9429 Monday - Friday, 8 a.m. to 8 p.m. (ET) to speak with one of our Insurance Representatives.

We're Here to Help

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Call us at
877 276-9429
Weekdays, 8 a.m. to 8 p.m. (ET)

Free Online Quote

Important Information Important Information

Customer service & claims

877 694-0305
Weekdays, 8 a.m. – 6 p.m. (ET)

Application status

800 223-1200, option #2
Weekdays, 8 a.m. – 5 p.m. (ET)

Why Choose TIAA-CREF Life

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