What is a managed account?


Our managed account programs put a team of experienced financial professionals in charge of your portfolio.

We work closely with you to understand your current situation, risk tolerance, financial goals, and other factors in order to determine the best way to manage your money.

We handle the day-to-day management of your portfolio — including investment research and selection, and periodic rebalancing — on your behalf, based on your unique needs and goals.

Comprehensive portfolio management.

Whether you are consolidating accounts through an IRA rollover, or need advice for your taxable accounts — TIAA-CREF’s managed account programs provide comprehensive portfolio management.

Your dedicated TIAA-CREF resource will create a custom-tailored portfolio, and:

  • Ensure your investments reflect thoughtful and in-depth understanding of your goals
  • Follow a disciplined investment process
  • Handle ongoing management of your investments, including rebalancing
  • Provide fiduciary oversight for personal trust accounts, when applicable
  • Provide detailed quarterly performance reporting

Fees are straightforward and based on the assets in your account.

Why do I need a managed account?

The bottom line is that managing an investment portfolio is a full-time job. With our managed accounts programs, we handle all the day-to-day decisions for you so you can focus on what’s important to you.

Here are some of the benefits of having a professionally managed account versus going it alone:

  • Individual investors tend to deviate from their own investment strategy and expose their assets to too much risk by chasing top performers.
  • Individual investors are subject to behavioral biases and to have an emotional attachment to a strategy, asset class, sector or even an individual security. Our professionals follow a disciplined investment process that removes these emotions.
  • Professionally managed accounts are designed to provide you with a customized plan that is based on you and your goals.

Ready to get started?

Contact a TIAA-CREF Advisor

More on Managed Accounts

Our Managed Accounts Comparison chart gives you a high-level view of all our managed account services.