Plan sponsors and participants should consult with their ERISA or tax legal counsel concerning these rules and the information provided in this fact sheet. TIAA-CREF does not provide legal advice.
This material is for informational purposes only and the statements made above represent TIAA-CREF’s understanding of applicable law. Neither TIAA-CREF (nor its affiliates, distributors, employees, representatives and/or insurance agents) provide legal or tax advice.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.