This website is intended for institutional retirement plan sponsors and their consultants, registered investment advisers, and other related businesses. If you are looking for individual services, please visit TIAA.org.

TIAA's DCIO Guaranteed Interest and Lifetime Income Solutions

Designed for corporate retirement plans

Products

New strategies for protecting savings and providing guaranteed lifetime income in your plan's default

A new way forward with our suite of guaranteed options for plan defaults.

TIAA Secure Income Account

Designed for use as an allocation in managed accounts and custom model portfolios, this is an in-plan, institutionally priced fixed annuity that provides guaranteed interest and protected income for life.

TIAA Guaranteed Interest Account

For managers of target-date and target-risk collective investment trust funds and separately managed accounts, consider adding a flexible guaranteed interest account that can help stabilize overall returns.

Advantages

The power of TIAA and Nuveen

These financial leaders have partnered to offer strength, stability and experience in retirement income planning.

$173.7 Billion

In stable value accumulation values, making TIAA the largest manager of qualified plan stable value assets1

$505 Billion

In retirement benefits paid since 1918, as of December 31, 20202

1 of only 3

U.S. insurers to hold the highest possible ratings from 3 of the 4 leading ratings agencies3

Over $1.3 Trillion

In assets under management, as of September 30, 20214

Discover

A new way forward with TIAA's suite of guaranteed options for plan defaults

TIAA and Nuveen can help you optimize a plan's default with options that provide guaranteed growth and even income designed to last for life.

Closing the guarantee gap

Just 5% of 401(k) plans offer participants access to lifetime income. The guarantee gap is why many retirees are concerned about running out of money.

The SECURE Act and what it means

The SECURE Act in large part empowers retirement plan sponsors to enhance plan design and open the door to more opportunities that can help employees pursue lifelong financial security.

Lifetime income needs

Three times as many plan sponsors than just two years ago say retirement plans should provide employees with secure retirement income.

Get In Touch

Contacting us

Find out how TIAA's guaranteed and lifetime income solutions can help evolve your retirement plan strategy.

Source: LIMRA 1Q2Q 2020 Stable Value and Funding Agreement Product Survey. Based on a survey of 18 insurance companies and 2 banks reporting $787.7 billion in stable value amounts associated with qualified stable value assets. TIAA ranked first in total values.

2 As of December 31, 2020. Other benefits from TIAA include: surrender benefits and other withdrawals, death benefits, health insurance and disability insurance benefits, and all other policy proceeds paid.

3 For stability, claims-paying ability and overall financial strength, Teachers Insurance and Annuity Association of America (TIAA) and TIAA-CREF Life Insurance Company (TIAA Life) are one of only three insurance groups in the United States to currently hold the highest possible rating from three of the four leading insurance company rating agencies: A.M. Best (A++ rating affirmed as of July 2020), Fitch (AAA rating affirmed as of November 2020) and Standard & Poor's (AA+ rating affirmed as of August 2020) and the second-highest possible rating from Moody’s Investors Service (Aa1 rating affirmed as of September 2020). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and do not apply to any product or service not fully backed by the issuer’s claims-paying ability. The ratings also do not apply to the safety or the performance of the variable accounts or mutual funds, which will fluctuate in value.

As of September 30, 2021 assets under management across Nuveen Investments affiliates and TIAA investment management teams are $1,331 billion.This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

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