Tiaa retireplus®

Employees deserve a better default.

TIAA RetirePlus is a smarter default plan strategy. Set employees on the path toward a more secure retirement with an option that can include guaranteed lifetime income, lower fees and less volatility.1,2

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The challenge

Too many employees are at risk of income insecurity in retirement.

Employees rely on your retirement plan to save and invest for the future. Yet 84% keep their money in the plan’s default investment, which can affect their long-term retirement prospects.3 Too many do not have a holistic strategy for lifelong retirement security.

84% leave money in the default

Success story

How a university increased retirement readiness and boosted online engagement

Helping employees pursue a more secure retirement with guaranteed lifetime income was both the right thing to do and an opportunity.

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We wanted to take it a step further and really make sure we were doing everything we needed to do for our employees—who are trusting us to get them to a more secure retirement.

Improve plan health

Help at-risk participants with TIAA SmartEnrollSM, a transformational new way to default enroll.

TIAA SmartEnroll moves unengaged participants into TIAA RetirePlus, reducing risk and volatility while lowering overall plan costs. It’s a game-changer.

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