The TIAA Guaranteed Interest Account is designed specifically as a tool for managers of target-date and target-risk collective investment trust funds and separately managed accounts seeking a guaranteed return option for a portion of their fund asset allocation portfolio.

Safety and security

  • The money accumulated in the account will earn guaranteed interest every day and is designed to not lose principal value, even in the most volatile markets.
  • Guaranteed separate account assets are insulated from any potential claims made by TIAA's creditors and/or General Account policyholders.
  • TIAA's $278.14 billion as of 12/31/20 General Account* provides additional protection in case the separate account's assets are insufficient to meet contractual guarantees.

    *Source: Financial Strength: The TIAA General Account as of 12/31/2020