Help employees generate lifetime income

You can help guide employees to and through retirement and provide income for life.
Build a foundation

Lifetime income is the foundation

Consider lifetime income options for the foundation of your menu.
lifetime income pyramid
*Guarantees are subject to the issuer's claims-paying ability. Payments from the variable accounts will rise or fall based on investment performance.

**Rarely used by clients and their participants.
Lifetime income

Americans must now increasingly turn to their Defined Contribution plans for income in retirement

Key risks
Diane Garnick

Learn more about four key risks that your participants may face in retirement from TIAA’s Chief Income Strategist Diane Garnick



Today, a 65-year-old couple has a 94% chance of at least one spouse living to age 81 1


Between October 2007 and March 2009 the market as represented by the S&P 500 lost approximately 57% of its value 2


A 1% increase in rates on a 10 year treasury results in a 8.9% decrease in the value of the bond that can be added3


45% of the population between the ages of 80-84 experience some form impairment 4
Income for life

We aren’t born knowing what we’ll need for retirement - Help your employees get a check every month for life

Options to help generate income

TIAA traditional annuities

Help generate lifetime income

A TIAA Traditional fixed annuity guarantees that your employees’ money will grow at a set rate and provide a consistent lifetime income stream
Variable annuities

A smart way to prepare for retirement

Help your employees save during their working years and convert savings to income once retired
Custom default solutions

A focus on income

Review the latest innovations in custom default solutions that can help improve retirement outcomes for participants and provide a focus on income
Contact TIAA

Let’s work together to help employees pursue lifetime income

New to TIAA

If you don’t currently work with TIAA, call 844-NEW-TIAA.


Contact your TIAA relationship manager, or call the Administrator Telephone Center at