Help employees generate lifetime income

You can help guide employees to and through retirement and provide income for life.
Build a foundation

Lifetime income is the foundation

Consider lifetime income options for the foundation of your menu.
lifetime income pyramid
*Guarantees are subject to the issuer's claims-paying ability. Payments from the variable accounts will rise or fall based on investment performance.

**Rarely used by clients and their participants.
Lifetime income

Americans must now increasingly turn to their Defined Contribution plans for income in retirement

Key risks
Diane Garnick

Learn more about four key risks that your participants may face in retirement from TIAA’s Chief Income Strategist Diane Garnick

Longevity

94%

Today, a 65-year-old couple has a 94% chance of at least one spouse living to age 81 1
Market

57%

Between October 2007 and March 2009 the market as represented by the S&P 500 lost approximately 57% of its value 2
Interest

8.9%

A 1% increase in rates on a 10 year treasury results in a 8.9% decrease in the value of the bond that can be added3
Cognitive

45%

45% of the population between the ages of 80-84 experience some form impairment 4
Contact TIAA

Let’s work together to help employees pursue lifetime income

New to TIAA

If you don’t currently work with TIAA, call 844-NEW-TIAA.

Clients

Contact your TIAA relationship manager, or call the Administrator Telephone Center at
888-842-7782.

Consultants

144714