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It’s in our DNA

TIAA was created to serve, not sell.


We focus on long-term performance and offer investment options that guarantee lifetime income.1


You have varied retirement savings options, including low-expense mutual funds and annuities.2


Since 1918, we've helped millions of people like you build more secure financial futures. We help people meet their financial needs in all stages of life.

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Online tools
Our tools and calculators can provide  answers to important questions about your financial strategy.
Life happens. Job change. Marriage. Kids. Understand your financial options when faced with life's big events.

Helping real people

Learn how TIAA customers are preparing for retirement and meeting their financial goals.
Personal and professional information about Kurt Ahrens
“Financial planning should show you where you are headed.”
Biology professor
Participant since 2014
“When it comes to finances, stocks and investing, I go to the experts.”
Medical doctor and entrepreneur
Participant since 1997
“TIAA is instrumental in helping me make the right decisions for my portfolio.”
University administrator
Participant since 2006
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Products to help meet your financial needs

We have a wide range of investment products, services and planning resources.


Give your retirement savings a boost.  Individual Retirement Accounts offer ways to save beyond your workplace retirement plan.

Let us manage it for you

You're not alone. Our consultants can manage your account based on your goals and needs.

Saving enough?

Budgeting? Planning for retirement?  Saving for college? TIAA's online tools can help.
These quotes describe the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”). It may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary.

1Applies to fixed annuity products.  Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. Payments from the variable accounts will rise or fall based on investment performance.
*Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, December 31, 2018. 79% of TIAA-CREF mutual fund products and variable annuity accounts have expense ratios that are in the bottom quartile (or 97.25% below median) of their respective Morningstar category.

Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.