Your other financial goals

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Managing spending, saving and debt

We can help you balance daily expenses with saving for long-term financial goals.

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Investing for long-term goals

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Help along the way

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It’s in our DNA

TIAA was created to serve, not sell.


We focus on long-term performance and offer investment options that guarantee lifetime income.1


You have varied retirement savings options, including low-expense mutual funds and annuities.2


Since 1918, we've helped millions of people like you build more secure financial futures. We help people meet their financial needs in all stages of life.

Online resources

Learn the basics of investing and retirement planning.
Online tools
Our tools and calculators can provide  answers to important questions about your financial strategy.
Life happens. Job change. Marriage. Kids. Understand your financial options when faced with life's big events.
Women’s financial community
An online community where peers and experts can connect.

Helping real people

Learn how TIAA customers are preparing for retirement and meeting their financial goals.
Personal and professional information about Kurt Ahrens
“Financial planning should show you where you are headed.”
Biology professor
Participant since 2014
“When it comes to finances, stocks and investing, I go to the experts.”
Medical doctor and entrepreneur
Participant since 1997
“TIAA is instrumental in helping me make the right decisions for my portfolio.”
University administrator
Participant since 2006
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Products to help meet your financial needs

We have a wide range of investment products, services and planning resources.


Give your retirement savings a boost.  Individual Retirement Accounts offer ways to save beyond your workplace retirement plan.

Let us manage it for you

You're not alone. Our consultants can manage your account based on your goals and needs.

Saving enough?

Budgeting? Planning for retirement?  Saving for college? TIAA's online tools can help.
These quotes describe the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”). It may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary.

1Applies to fixed annuity products.  Based on TIAA's claims paying ability.   Eligibility restrictions may apply.

2Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, June 30, 2018 . The expense ratio on all mutual fund products and variable annuity accounts managed by TIAA-CREF is generally less than half the mutual fund industry average. 59% are less than half their respective Morningstar Universe average and 50% are less than half their respective Morningstar Universe median.

Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.