Go after your goals with our new digital investing service

Whether it’s a big purchase, retirement, or just growing your fortune, TIAA Personal Portfolio provides professional portfolio management with help when you want it.
 
LIMITED TIME OFFER: Get up to $300 when you open and fund a new account.
See details.
 

Choice

Investment options designed to meet your needs and preferences, including a socially responsible option.

Daily monitoring

We manage it for you for a low* advisory fee of 0.3% annually on a minimum investment of $5K – that’s around a third of a penny per dollar in your account.

Helpful humans

Our team of over 70 experienced consultants is on hand to answer your questions.

We make investing easy

Answer a few questions and we'll do the rest.
1
TELL US A LITTLE ABOUT YOU
Tell us about what you’re saving for, your risk appetite and your timeframe.
2
GET MATCHED TO A PORTFOLIO
We show you the funds that will initially be in your portfolio before you proceed.
3
COMPLETE YOUR ACCOUNT Open your account and fund it. Then voila! Sit back and let us manage it for you.

Our investment professionals will do the heavy lifting

Put your feet up and let us do the hard work, like expert investment selection, on-going account management and market monitoring.
  • A TIAA Personal Portfolio is diversified, meaning our investment team selects a blend of funds that expose you to the broad markets across stocks (equities) and bonds (fixed income). Since each fund in your portfolio is made up of hundreds of investments, your risk of being exposed to any one underperforming company is lower than if you had picked a few individual stocks to invest in.
    Why should you care?
    Diversification is critical to building a good portfolio, but some people don’t have the time. We have an investment team that does it for you.
  • Over time, market conditions and account activity cause your portfolio to shift away from the model. Our algorithms will look daily and rebalance your account as needed to keep it aligned with the model portfolio.
    Why should you care?
    Rebalancing keeps your portfolio targeted to your selected risk level. Many investors don’t have the discipline or know-how to rebalance regularly by themselves.
  • With professional investment management:
    • We carefully design portfolios and handle all trading for you
    • Cost is an important factor we consider when picking funds for your portfolio
    • We monitor the funds that are included in your portfolio
    • You get detailed reports, and can check your progress online any time
       
    Why should you care?
    It takes time and know-how to manage a portfolio. Many people decide to offload this task to professionals who do this job all day, every day.

We're here to help

Phone icon
70+ experienced consultants are standing by to answer your questions.

Call 844-362-8422

Weekdays, 8 am - 7 pm (ET)
 
*The TIAA Personal Portfolio advisory fee is typically lower than advisory fees associated with traditional investment advisers.
The TIAA Personal Portfolio program provides discretionary investment management services for a fee.
Investing involves risk and your investments may gain or lose value, and will fluctuate over time. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA Personal Portfolio services are offered through Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. Brokerage services are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, distributor, member FINRA / SIPC . Brokerage accounts are carried by Pershing, LLC, a subsidiary of the The Bank of New York Company, Inc. Member FINRA, NYSE, SIPC.
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