Open a new IRA

Don't wait until April 18 to start making your money work harder.
IRA Options

Opening a Roth, Traditional or Rollover IRA?

Find the IRA option that's right for you and take advantage of the tax benefits. Not sure which one to pick? Decide which IRA is right for you.
IRA style

Traditional IRA

Allows you to deduct your contributions starting this year.
IRA style

Roth IRA

 
Contribute after taxes, but withdrawals are tax-free in retirement.
Funding option

Start a rollover

Moving money from your old retirement account to any TIAA IRA?
Flexibility

No matter if you have $500 or a whole lot more, you have options

You can manage your own IRA or if you have more complex needs, TIAA's investment professionals can help you.

Do it yourself

  • No minimum investment
  • Lots of investment choices
  • Online DIY tools plus helpful people
  • Flexible ways to fund your account

We do it for you1

  • $50,000 minimum investment
  • Personalized help for complex needs
  • Hands-on investment managers
  • Flexible ways to fund your account
 
Call 888-211-3868
Choose an IRA

Which IRA is right for you?

Answer a few simple questions to find out which IRA makes sense for you.
First: How old will you be at the end of this year?
Your age helps decide if (and how much) you can contribute to an IRA.
Next: How do you file your taxes?
Why TIAA?

TIAA IRAs give you plenty of options with lots of support

Tax advantages and guidance
Find an IRA that fits your tax strategy — now and in the future.
Flexible options
You get access to many investments and we'll help to find the right one for you.
Lifetime income
TIAA lets you invest in annuities in your IRA, which can provide income in retirement.2
Easy funding and withdrawals
You choose how to invest and withdraw your money. We'll help you understand the rules.
Take action

We're here to help you

Give us a call

844-TIAA-IRA
(844-842-2472)
Weekdays, 8 a.m. – 7 p.m. (ET)
 
1 TIAA managed account services provide discretionary investment management services for a fee.
2 Certain products and services are only available to eligible individuals.
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor's personal advisor based on the investor’s own objectives and circumstances.
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