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Guaranteed growth. Plus income for life.
TIAA Traditional* guarantees your savings will grow with interest at a set rate and can pay you income for life after you retire.1
You can call 800-842-2252 to speak with an advisor.
*a guaranteed annuity issued by Teachers Insurance and Annuity Association of America,
New York, NY
New York, NY
Get the basics
TIAA Traditional basics
If your employer offers TIAA Traditional, or if you own TIAA Traditional through an IRA, your savings will grow with interest every day and it can pay you income for life in retirement.1
Put money in
- Through your employer’s retirement plan or an IRA
- For the long term
- To protect your principal and accumulated interest earnings
- To get competitive interest rates through all market conditions2
- To build your guaranteed income for retirement1
Take money out
- As a stream of guaranteed lifetime income payments1
- Periodic payments or lump-sum withdrawals*
Get the basics
Think of TIAA Traditional as a safety net for your retirement
STEP ONE Consider contributing to your employer's retirement plan or your IRA.
STEP TWO Receive competitive interest rates through all market conditions.
STEP THREE Consider converting some or all of your savings into retirement income that you can’t outlive.1
STEP FOUR Enjoy your retirement with lifetime income that has the potential for increases that may help offset inflation.2
WHY SHOULD I CARE?
Your grandparents had pensions. You have TIAA Traditional.
TIAA Traditional guarantees that the value of your savings will increase every day.
Income for life
You choose when and how much to convert to lifetime income.
Help cover your everyday expenses with guaranteed lifetime income.1
Is this annuity right for you?
Can be good if you care about
- Maximum safety: Preserving your principal
- Competitive interest rates
- Income you can’t outlive1
- Potential increases in lifetime income that may help offset inflation2
The potential for extra payments in retirement
Our mission-based approach can provide additional potential benefits to you including the potential that your lifetime income may increase in retirement.2
|In a recent survey of 25 companies, TIAA participants had the||highest||average retirement account balances*|
|TIAA HAS INCREASED RETIREE LIFETIME INCOME PAYMENT AMOUNTS2||14 y ears||out of the past 22.|
|EVERY YEAR||since 1949||we've paid more in lifetime income than our guaranteed minimum amount.|
TIAA Traditional Annuity (Retirement Choice) Historical Rates of Return3
Consider Getting Started with TIAA Traditional
If you have a retirement plan with TIAA Traditional, or an IRA with TIAA, you can put money into TIAA Traditional.
Already with TIAA?
Start saving in TIAA Traditional by updating your funding options online.
New to TIAA?
Make sure you’re taking full advantage of your employer’s retirement plan.
Want to talk first?
No problem—our advisors can help explain your options.
You can call us at 800-842-2252