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Many people think IRAs are too complex
45% think IRAs are too complicated—or don't know enough about them—to consider using them to save.1
Now’s the time to learn the basics of IRAs.
Get the basics
What is an IRA?
We know financial products can be confusing. Let’s break it down for you.
Potential Tax Benefits
Contributing to an IRA could be a way to reduce your year-end taxes. In fact, potential tax benefits made 3/4 of IRA savers more likely to consider them.
IRA and savings
Every little bit helps
If contributing the maximum isn’t possible, it’s ok to start small. Even small amounts invested today might help your long-term retirement savings.
Nearly 1/5 of IRA savers contribute less than $250 annually.
You don't have to leave money behind
3 in 10 people polled didn’t roll over a retirement plan from a former employer. Many thought it was too complicated, didn’t know they could, or didn’t think they had the time.
We help make it simple by taking the mystery out of rollovers.
40% of Americans with an IRA noted that a financial advisor was the biggest help in getting started.
1 The survey was conducted by KRC Research by phone among a national random sample of 1,007 adults, age 18 years and older, from January 26 to January 29, 2017, using a combination of landline and cell phone interviews. The margin of error for the entire sample is plus or minus 3.1 percentage points.