Many people think IRAs are too complex

45% think IRAs are too complicated—or don't know enough about them—to consider using them to save.1
Now’s the time to learn the basics of IRAs.
Get the basics

What is an IRA?

We know financial products can be confusing. Let’s break it down for you.

Think of an IRA like a box you can use to save for retirement. Investments like annuities, mutual funds, bonds, and stocks are what you collect in your box over the years.

Potential Tax Benefits

Worth considering

75%
Contributing to an IRA could be a way to reduce your year-end taxes. In fact, potential tax benefits made 3/4 of IRA savers more likely to consider them.
IRA and savings

Every little bit helps

If contributing the maximum isn’t possible, it’s ok to start small. Even small amounts invested today might help your long-term retirement savings.
Nearly 1/5 of IRA savers contribute less than $250 annually.
How do others like you feel about IRAs?
5 out of 5 stars. Read 0 reviews. |
 

Changing jobs

You don't have to leave money behind

3 out of 10 people
3 in 10 people polled didn’t roll over a retirement plan from a former employer. Many thought it was too complicated, didn’t know they could, or didn’t think they had the time.
We help make it simple by taking the mystery out of rollovers.
Kim Emery
Why TIAA

“I contribute what I can to my 403(b) and Roth IRA.”

Kim Emery | Chef Instructor | 39 years old
Participant since 2003
Take action

Need help?

40% of Americans with an IRA noted that a financial advisor was the biggest help in getting started.
Support

Questions?

You can call us.
844-TIAA-IRA
(844-842-2472)
Weekdays, 8 a.m. - 7 p.m. (ET)
Education

Know your IRA options

Continue to research IRA options and get a grasp of the basics.
1 The survey was conducted by KRC Research by phone among a national random sample of 1,007 adults, age 18 years and older, from January 26 to January 29, 2017, using a combination of landline and cell phone interviews. The margin of error for the entire sample is plus or minus 3.1 percentage points.
119476