Income Insights

Economists often focus on what we are “supposed” to do. People, on the other hand, don’t necessarily adhere to those strictly rational rules. Our emotions can play an important role in decision making. Rather than ignore emotions, learn how you can be the architect for your own financial security, especially when it comes to spending in retirement.

About our professional

Diane Garnick
Diane Garnick
Managing Director,
Chief Income Strategist
Many people save for retirement through their employer, who in turn applies gender-neutral saving rates, investment choices, and spending strategies in retirement. Intuitively this creates a sense of fairness, but this intuition masks the reality that many women face. Lifetime earnings and spending in retirement are anything but average for women. Consequently, the challenges women face are arguably greater than those confronted by men.