Work Part-Time

A part-time job or consulting work can keep you productive and engaged. Working at least part of the time also gives you additional opportunity to add to your retirement savings and potentially pursue new avenues of interest.
Keep in mind, if you are eligible and take Social Security benefits before full retirement age (between 65 and 67 depending on the year in which you were born), and continue to work, your benefits may be reduced if you exceed the applicable Social Security earnings limit. The good news is once you reach full retirement age you will no longer be subject to the earnings limit and your benefit will be recalculated to credit you for any previous withholding. For more information go to

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The 2017 retirement confidence survey (workers and retirees age 25+), Having a retirement savings plan a key factor in Americans' retirement confidence. Washington, DC: Employee Benefit Research Institute. Retrieved from
Information on Social Security is provided for education purposes only. It does not address all potential considerations based on your unique situation. You are solely responsible for selecting and implementing a Social Security claiming strategy.
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