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Since 1918
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Build an emergency fund
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IRAs
Mutual funds
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SEE ALL INVESTMENT PRODUCTS
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Investing 101
Investment watchlist
Investment performance
Life insurance performance
Market commentary
Charitable giving
Compare mutual funds and other investments
Annuity cost savings calculator
See all tools
Our products
Resources
Tools
Retirement plans
Retirement annuities
Guaranteed lifetime income
Variable lifetime income
IRAs
Rollover
Personal annuities
Target date funds
SEE RETIREMENT PRODUCTS
Partner with a financial professional
Retirement planning advice
Personal annuities performance
Preparing for retirement
Living in retirement
Trust and estate planning
Search forms & manage transactions
SEE RETIREMENT SERVICES
Lifetime Income Calculator
Retirement Income Illustrator
Retirement Advisor
See all tools
Personal finance 101
Retirement & beyond
Life milestones
Prepare for the unexpected
Resources
The basics on saving, budgets and investing
Planning for and living in retirement
Career, family, education, major events and other big moments in your journey
Building resilience against life's financial shocks
Tools & calculators
Forms & transactions
FAQs
Why TIAA
Resources
Insights & advice
Partner with an advisor
Financial education & insights
Changing jobs
Who we are
Our values
Our professionals
Why we’re different
Customer stories
How TIAA Serves You
How we invest
Our approach to retirement
Help with every goal
Governance & accountability
Partner with an advisor
Financial education & insights
Changing jobs
Contact us
Find TIAA near you
Partner with an advisor
Schedule consultations & seminars
Search FAQs
Search forms & manage transactions
Visit the security center
Enroll in an employer's plan
Open an account
Download our mobile app
New user access
Contact us
Find TIAA near you
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Plan sponsors
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TIAA Endowment & Philanthropic Services
TIAA Kaspick (planned giving)
TIAA Institute
Nuveen
PlanFocus
®
Business Edge
SM
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Managing your money
Your financial priorities can change throughout your life
Saving for retirement. Mortgage. Paying down debt. They all matter. How do you
decide what to focus on? We can help guide you.
You can call
800-842-2252
to speak with a financial consultant.
What's on this page:
What's on this page:
GET THE BASICS
Financial education
WHY TIAA
Deeper Learning
Next steps
Call 800-842-2252
Schedule a call
GET THE BASICS
Financial education
WHY TIAA
Deeper Learning
Call 800-842-2252
Schedule a call
Top 3 tips for managing your money
Consider saving for retirement
Each time you get a raise, you can add more to your plan. If you’re 50 or older, consider catch-up contributions.
Building an emergency fund
Have enough on hand to cover at least 6 months of expenses.
Plan for other financial goals
You have more than retirement on your mind. Prioritize your short- and mid-term goals.
Financial education
Managing your finances and staying on track
Here are some things to consider as you move forward.
YOUR BUDGET
Track your
spending and savings
Save for both short- and long-term goals
Review your budget quarterly
Look for ways to cut expenses – you would be surprised how little changes add up over time
Understand your options if you
change jobs
WAYS TO SAVE MORE
Individual Retirement Accounts
(IRAs) allow you to save additional money for retirement
If you have kids, consider a
529 education savings account
Even if you are already contributing to an employer-sponsored retirement plan, you may be able to contribute to an IRA
RETIREMENT STRATEGY
Understand your employer match
Consider investing as much as you comfortably can
Revisit your strategy
once a year
If your employment situation changes,
know your options
before you make a change to your retirement savings
UNEXPECTED EVENTS
Keep an
emergency fund
of at least 6 months of expenses
Consider your life insurance needs when
changes in your life
occur
TO SCHEDULE A CONVERSATION
800-842-2252
Why tiaa
Your money’s stretched in many directions
We can help you get on track and stay there.
You can get your arms around your finances with our
Goal Planner
that takes into account your spending and objectives.
Questions? We're at
800-842-2252
.
WHY TIAA
Customer stories
Learn how TIAA customers are managing their money and pursuing their financial goals.
Charles Washington
“I’ve been actively involved in my finances so I can meet my goals.”
Instructional technologist
Participant since 2007
Eva Selhub
“When it comes to finances, stocks, and investing, I go to the experts.”
Medical doctor and entrepreneur
Participant since 1997
Leah Bitat
“I’ve been careful to choose diversified funds with a company I can trust.”
Director of Academic Programs
Participant since 2012
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Customer stories
INSIGHTS
Managing personal finances throughout your career
Managing your budget
Create a budget
How to start an emergency fund
Aging parents, younger children & the “sandwich generation”
Woman2Woman community: See what women are saying about money and life
Retirement planning & advice
Retirement planning in 6 steps
How much do you need to save? Understanding the average cost of retirement
Retirement terms: The language of saving for your future
6 retirement myths that can derail your planning
3 retirement tips for workers in the gig economy
Family financial meeting: Tips for talking about money
How TIAA works with you
Launching our Retirement Advisor tool
Catch-up contributions
Home ownership
Becoming a Home Owner
Find out how much that home's really worth
Saving for other goals
Saving beyond your retirement plan
How to pursue your financial goals
Use our college savings tool
Insurance
See how much life insurance you may need in just 3 minutes
Next Steps
Consider getting started
Calling us
We’re here to help.
Weekdays, 8 a.m. – 7 p.m. (ET)
888-583-2535
Call now
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Discover more
Why TIAA
“Financial well-being is not about the size of your paycheck.”
Roger Ferguson, CEO
The TIAA difference
Services
How TIAA works with you
Find out how we can help you make informed choices with your money.
Work with TIAA
Products
IRAs
IRAs offer tax advantages and can help you plan for the retirement you want.
Learn more
Products
Setting up an emergency fund
Consider a high yield Money Market account.
TIAA Bank®
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