Managing your money

Your financial priorities can change throughout your life

Saving for retirement. Mortgage. Paying down debt. They all matter. How do you
decide what to focus on? We can help guide you.
You can call 800-842-2252 to speak with a financial consultant.

Top 3 tips for managing your money

Consider saving for retirement

Each time you get a raise, you can add more to your plan. If you’re 50 or older, consider catch-up contributions.

Building an emergency fund

Have enough on hand to cover at least 6 months of expenses.

Plan for other financial goals

You have more than retirement on your mind. Prioritize your short- and mid-term goals.
Financial education

Managing your finances and staying on track

Here are some things to consider as you move forward.
YOUR BUDGET
  • Track your spending and savings
  • Save for both short- and long-term goals
  • Review your budget quarterly
  • Look for ways to cut expenses – you would be surprised how little changes add up over time
  • Understand your options if you change jobs
 
WAYS TO SAVE MORE
 
RETIREMENT STRATEGY
  • Understand your employer match
  • Consider investing as much as you comfortably can
  • Revisit your strategy once a year
  • If your employment situation changes, know your options before you make a change to your retirement savings
 
UNEXPECTED EVENTS
 
TO SCHEDULE A CONVERSATION
800-842-2252
Why tiaa

Your money’s stretched in many directions

We can help you get on track and stay there.
Infographic of ways your money can be allocated: coffee, home, travel, health, savings, childcare, etc.
You can get your arms around your finances with our Goal Planner that takes into account your spending and objectives.
Questions? We're at 800-842-2252.
WHY TIAA

Customer stories

Learn how TIAA customers are managing their money and pursuing their financial goals.
Charles Washington
“I’ve been actively involved in my finances so I can meet my goals.”
 
Instructional technologist
Participant since 2007
Eva Selhub, MD
“When it comes to finances, stocks, and investing, I go to the experts.”
 
Entrepreneur
Participant since 1997
Leah Bitat
“I’ve been careful to choose diversified funds with a company I can trust.”
 
Director of Academic Programs
Participant since 2012
Next Steps

Consider getting started

Calling us

We’re here to help.
Weekdays, 8 a.m. – 7 p.m. (ET)
 
Call now

Schedule a call

Tell us when to call you.
 
 
Schedule a Call

Starting your profile

You can log in and start your retirement profile.
Start my profile

Discover more

Services

How TIAA works with you

Find out how we can help you make informed choices with your money.
Work with TIAA
Products

IRAs

IRAs offer tax advantages and can help you plan for the retirement you want.
Learn more
Products

Setting up an emergency fund

Consider a high-yield savings account.
TIAA DIRECT®
These stories describe the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”).  They may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary.
 
This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.
160407