Meet our authors
Learn more about the women who bring you expert information every month.
More about Shelly
Shelly Eweka (CFP®, ChFC®) joined TIAA in 2005 and currently serves as Director of Central Advice, leading a team of wealth management advisors. She received her B.S.E. in Electrical Engineering from the University of Pennsylvania and her CFP® from New York University. Shelly is a member of the Disciplinary and Ethics Commission of the CFP Board.
More about Alicia
Alicia K. Waltenberger is Director of Wealth Planning Strategies at TIAA, specializing in estate and tax planning. Alicia received her B.S. in Finance from the University of Missouri-Columbia before completing her J.D. cum laude from Saint Louis University. She is a member of the Missouri Bar Association, the Illinois Bar Association and the Bar Association of Metropolitan St. Louis.
More about Cindy
Cindy Wilson leads a team of TIAA financial consultants, helping clients across California, Nevada and Hawaii as they transition into retirement. Cindy received her B.A. from California Polytechnic State University at San Luis Obispo, and her M.B.A. from St. Maryʼs College of California. She is interviewed on a regular basis by various publications and has made regular appearances on The Wall Street Journalʼs podcast series.
More about Kerry
Kerry Hannon is a nationally recognized expert on career transitions, personal finance and retirement. She is a columnist and regular contributor to The New York Times and a contributing writer for Money Magazine. Kerry graduated from Shady Side Academy in Pittsburgh, Pennsylvania. Currently, she serves on The Board of Visitors. Additionally, she received a bachelor’s degree from Duke University, where she is currently a member of an editorial board.
More about Manisha
Manisha Thakor (CFA, CFP) earned her M.B.A. from Harvard Business School before working on multibillion-dollar funds as an analyst, portfolio manager and client relations executive. She has since dedicated her career to women’s financial literacy—and to promoting a holistic, joy-based approach to money. Manisha appears regularly on TV shows such as CNNʼs "Your Bottom Line", PBSʼs "The Nightly Report", and "The Today Show".
Teachers Insurance and Annuity Association of America has sponsored Ask the Expert posts for informational purposes only. Many of the experts are unaffiliated with Teachers Insurance and Annuity Association of America, College Retirement Equities Fund, and their affiliates and subsidiaries (collectively TIAA), and TIAA makes no representations regarding the accuracy or completeness of any information on the posts or otherwise made available by the experts. Statements of external featured experts are solely their own and are not endorsed or recommended by TIAA.
Responses from experts to questions posed by Woman2Woman community members are intentionally general in nature and are not intended to give personal, financial, or specific advice. Some strategies are complex, and more information is often needed to determine the personal needs of a community member. We strongly recommend that you consult with a financial advisor before taking any action based on an expert’s response or other information you obtain from the Woman2Woman: Financial Living site so that all of your personal circumstances can be taken into consideration. Participation in the site does not render the member a client of the expert or of TIAA.
This site is not designed to accept or respond to requests or complaints regarding specific TIAA accounts, products or services. If you wish to discuss an issue of that nature, please contact TIAA at 800-842-2252. TIAA is not responsible for any opinions provided by members of this site. TIAA is not responsible for the content or privacy policies of third-party sites to which you may link.
Any tax information provided is not intended to be used, and cannot be used, to avoid possible tax penalties. TIAA and its representatives do not offer tax or legal advice. You should consult an independent tax or legal advisor for advice based on your own particular circumstances.
The material and responses are for informational or educational purposes only and do not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. The material and responses do not take into account any specific objectives or circumstances of any particular individual, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances.
Certain products and services may not be available to all entities or persons.
Experts may not have medical or scientific training. Any information related to physical or emotional health is not intended to be used in place of a consultation with a physician.
TIAA is not responsible for the statements of community members. We may link to posts made by community members only to direct you to topics that may be of interest to you. This does not mean that we agree with the opinions of these community members. Their statements are solely their own and are not endorsed or recommended by TIAA.