There’s more to learn

Visit the other areas of our Financial Education section:

Retirement and beyond

Planning for and living in retirement

Personal finance 101

The basics on saving, budgets and investing

Life milestones

Career, family, education, big events and more
1Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. 
2Payments will fluctuate based on the performance of the underlying accounts.
3TIAA may share profits with TIAA Traditional retirement annuity owners through declared additional amounts of interest and through increases in annuity income throughout retirement.  These additional amounts are not guaranteed other than for the period for which they were declared. 
4As of 03/31/2021. Other benefits from TIAA include: surrender benefits and other withdrawals, death benefits, health insurance and disability insurance benefits, and all other policy proceeds paid.
5Exchanging your savings for income payments (referred to as “annuitization”) is a permanent decision and once lifetime income payments has been selected you are unable to change to another option.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.