Market volatility
Staying steady in a shifting market
Uncertainty is a given—how you navigate isn’t.
As an investor, understanding the drivers behind market shifts can help you stay focused on your long-term objectives. Explore strategies to preserve, protect, and grow your portfolio through changing conditions with confidence and clarity.
Webinars
Navigate market turbulence with confidence
Join us for our upcoming webinar series led by associates of TIAA’s Wealth Chief Investment Office, which will help you better understand current trends—and offer guidance to help you stay focused on your long-term financial goals.
Who should attend: Anyone, from early-stage to seasoned investors, that may be seeking a clearer understanding of current market dynamics.
Image: Niladri ‘Neel’ Mukherjee, TIAA Wealth Chief Investment Officer
Market Outlook Replay
Topics to include: Drivers behind recent market volatility, diversification strategies to protect your portfolio and revisiting financial plans.
When: May 13, 2025 | 12-12:30 EST
Market Outlook Live
Topics to include: Drivers behind recent market volatility, diversification strategies to protect your portfolio and revisiting financial plans.
When: June 10, 2025 | 12-12:30 PM EST
Quarterly Market Update
Insights from our investment experts on the U.S. economy, key drivers of volatility, and investing opportunities in today’s market.
When: July 9, 2025 | 12-12:30 PM EST
Market insights
Timely perspectives and expert analysis to help you understand what's driving changes in the market.
May 6, 2025
The first 100 days are history. What’s next?
Tariffs, policy shifts, and tax cuts are a few reason investors should remain vigilant. We reiterate the importance of remaining anchored to and invested in one’s financial plan. For long-term investors, time in the market is far more important than attempting to time the market.
April 15, 2025
Market perspectives: Your top 5 questions answered
After meeting with clients nationwide, our Wealth Management Chief Investment Officer provides clarity on today’s most pressing market concerns—from trade tensions to AI—and explains why patient investors typically prevail.
April 4, 2025
A fork in the road: Why Washington has Wall Street nervous
Market fundamentals remain strong, but trade wars and budget deficits could eventually push interest rates higher and force the Fed to get tougher on inflation.
April 3, 2025
Shock and awe tariffs change investment dynamics
Diversification within and across asset classes is paramount, and we recommend remaining anchored to up-to-date financial plans, and ensuring that investments are appropriately diversified across equities, bonds and cash holdings, aligned with individual risk profiles.
Investing strategies
By spreading your investments across different asset classes, you can ensure that you have a more resilient retirement account designed to help you pursue your long-term investing goals while managing short-term market fluctuations.
Learn three essential investing tips to grow your investing confidence
By allocating thoughtfully across stocks, bonds, short-term investments, and guaranteed* income options, you can create a resilient retirement plan strategy that can withstand a turbulent market.
Hey, if you're new to investing or just looking to boost your confidence, here are three key tips to help you out. First, understand the risk reward tradeoff. Every investment comes with some level of risk, including cash. But with that risk comes the potential for reward. The key is finding a balance that suits your comfort level. Don't shy away from risk because it's needed to meet your financial goals.
But make sure it's a risk you understand. Second, select the right account. Whether it's a traditional brokerage or tax advantaged account like a retirement account, including a Roth IRA. Selecting the right account can have a big impact on your investments. Each account type offers different benefits, so pick the one that aligns with your goals and life stage. Matching the right account with your investment strategy is a simple step that can build your confidence and set you on the path to reach your financial goals.
Finally, focus on the long term. Markets can be volatile in the short run, but history shows that over time they tend to go up. So don't get rattled by day to day fluctuations. Keep your eyes on the horizon and stay committed to your long term goals. Staying patient and consistent is one of the best ways to grow your confidence in your portfolio.
Start small. Stay informed and keep these tips in mind. Your investing confidence will grow in no time. Don't forget to like and subscribe for more financial tips.This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision. There is no representation or warranty (express or implied) as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such. Investment products may be subject to market and other risk factors. See the applicable product literature or visit TIAA.org for details. The TIAA group of companies does not provide legal or tax advice. Please consult your legal or tax advisor. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. ©2024 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY
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Our latest
While you can’t control the market, you can control your strategy.
Early investors have time on their side to recover, while retirees need to be cautious to protect their savings. Talk with a financial professional to make sure you stay on course with your retirement planning journey.
Financial essentials
Why diversification matters
By spreading your investments across different asset classes, you can ensure that you have a more resilient retirement account designed to help you pursue your long-term investing goals while managing short-term market fluctuations.
Wealth management
Why asset location matters
You wouldn’t store eggs in the freezer. Similarly, you shouldn’t put tax-exempt municipal bonds in a regular individual retirement account (IRA)—because a tax-deferred IRA is one place where tax-exempt income isn’t actually tax exempt.
Personalized financial advice at no extra cost
TIAA participants receive complimentary financial advice. You can do it yourself with our digital experience, or talk to a TIAA financial consultant. Either way, you’ll get recommendations on saving, investing, planning for retirement and more.
What's the buzz around retirement annuities?
Retirement annuities can offer capital protection, guaranteed returns and guaranteed income in any market environment, making them not only appropriate for retirement income but investment portfolio resilience as well.
Market volatility and your journey to retirement
When markets get volatile, you may get nervous and feel like you need to take action. But, in many cases, doing so may disrupt your long-term saving and retirement goals.
Buy, sell or hold? Investing during market volatility
History shows that staying invested—even during turbulent times—can help you stay on track for the future you envision and can hurt your long-term goals. Explore 4 ways to strengthen your financial confidence.
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Diversification is a technique to help reduce risk. It is not guaranteed to protect against loss.
This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Financial consultants provide advice and education using an advice methodology from an independent third-party.
Wealth Management Advisors provide Individual Advisory Services on a fee-for-services charge to the employee and are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. Individual Advisory Services may not be available to all participants.
Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability. Annuities issued by Teachers Insurance and Annuity Association of America (TIAA), New York, NY.