New self-directed account applicationOpen an Individual or Joint self-directed account online.Get started
Securities transfer formTransfer your brokerage accounts from another financial institution.Self-Direct Brokerage Transfer
Managed account transfer formTransfer your accounts from another financial institution into your TIAA Portfolio Advisor or TIAA Personal Portfolio account.Managed Brokerage Transfer
Electronic transfer (ACH)Add external banks for money transfers. Request online deposits, withdrawals, and IRA contributions.Add Bank
IRA distributionRequest a distribution from your IRA or take a Required Minimum Distribution payment.Download Form
Margin applicationUse this form to add margin to your account.Download Form
Power of attorneyUse this form to add a full or limited trading authority to your account.Download Form
ACH terms and conditionsRead the Automated Clearing House (ACH) terms and conditions.Learn more
Durable power of attorneyUse this form to add a DPOA to an account. The DPOA remains in effect should you become incapacitated and unable to make decisions for yourself.Download Form
TIAA Personal Portfolio advisory agreementRead the agreement that sets forth the terms and conditions governing participation in the TIAA Personal Portfolio program.Learn more
TIAA Brokerage Customer Account AgreementRead the TIAA Brokerage Customer Account Agreement (CAA) for self-direct and managed accounts.Learn more
Traditional IRA & SEP trust agreementView the TIAA trust agreement and Traditional IRA and SEP disclosure statement.Learn more
Roth IRA trust agreementView the TIAA Brokerage Roth IRA trust agreement and disclosure statement.Learn more
ACH terms & conditionsRead the Automated Clearing House (ACH) terms and conditions.Learn more
LIDS terms and conditions (Managed)Read the Liquid Insured Deposits terms and conditions for Managed accounts.Learn more
TIAA Bank sweep terms and conditionsRead the Bank cash sweep terms and conditions.Learn more
Managed account transfer formTransfer your accounts from another financial institution into your TIAA Portfolio Advisor or TIAA Personal Portfolio account.Managed Brokerage Transfer
Trade confirmation suppression form
Consolidate trades into a quarterly confirmation statement for your TIAA Portfolio Advisor or TIAA Personal Portfolio account.
TIAA Portfolio Advisor advisory agreementRead the agreement that sets forth the terms and conditions governing participation in the TIAA Portfolio Advisor porgram.Learn more
ACH terms & conditionsRead the Automated Clearing House (ACH) terms and conditions.Learn more
Managed account transfer formTransfer your accounts from another financial institution into your TIAA Portfolio Advisor or TIAA Personal Portfolio account.Managed Brokerage Transfer
Trade confirmation suppression form
Consolidate trades into a quarterly confirmation statement for your TIAA Portfolio Advisor or TIAA Personal Portfolio account.
TIAA Brokerage new account kits contain all the necessary forms, disclosures, supplemental forms, and agreements that should be reviewed prior to opening an account. When opening the kit, you will notice TIAA Form CRS is the first to appear. Form CRS is our customer relationship summary that is provided to inform you of the services we provide and the fees you may pay. Following the Form CRS is the new account application form. It is only necessary to return the application and any supplemental forms such as the Trustee Certification of Investment Powers (TCIP) with a Trust, or the IRS Form 5304 with the SIMPLE IRA. All other agreements and disclosures are for you to keep.
Individual or Joint account Open a self-directed Individual or Joint account online.Get Started
Trust account applicationOpen a self-directed Trust account. Please include the Trustee Certification of Investment Powers (TCIP) form along with the application. The TCIP is included in the kit for your convenience.Download Form
Trustee certification of investment powers (TCIP) formThe TCIP must be completed and signed by all Trustees. A new TCIP must be provided anytime there is a change to the Trust. Download Form
Custodial account applicationOpen a self-directed UTMA/UGMA custodial account for minors.Download Form
Estate account applicationOpen a self-directed Estate account for the purpose of settling Brokerage accounts at TIAA.Get Started
Traditional IRA account applicationOpen a TIAA Traditional IRA with the option of having a self-directed brokerage window as part of the IRA.Get Started
TIAA Roth IRA applicationOpen a TIAA Roth IRA with the option of having a self-directed brokerage window as part of the IRA.Get Started
TIAA SEP IRA applicationOpen a TIAA SEP IRA with the option of having a self-directed brokerage window as part of the IRA.Get Started
TIAA SIMPLE IRA account applicationOpen a SIMPLE IRA self-directed brokerage account. You must also complete and submit IRS form 5304 with the completed application.Download Form
IRS 5304 FormOpen a TIAA SIMPLE IRA self-directed brokerage account. You must also complete and submit IRS form 5304 with the completed application.Download Form
Inherited Roth IRAIf you inherited an IRA or retirement account from someone at TIAA or another firm, you must open an Inherited IRA before transferring funds from the decedent's account. You may also transfer an Inherited IRA from another firm to TIAA.Download form
Inherited Traditional IRAIf you inherited an IRA or retirement account from someone at TIAA or another firm, you must open an Inherited IRA before transferring funds from the decedent's account. You may also transfer an Inherited IRA from another firm to TIAA.Download form
TIAA Bank accountsSimplify transfers by linking a TIAA Bank account to your brokerage account.Get Started
IRA beneficiary formAdd or change beneficiaries for your brokerage self-directed IRA accounts.Get Started
Transfer on death - Individual accountName beneficiaries on your Individual accounts.Download Form
Transfer on death - Joint accountName beneficiaries on your Joint Tenants with Rights of Survivorship and Joint Tenants by the Entirety accounts.Download Form
Margin applicationUse this form to add margin to your account.Download Form
Options applicationUse this form to add options to your account. Download Form
Automated investment plan for mutual fundsEstablish recurring mutual fund purchases or redemptions within your account online or download the form.Download Form
Power of attorneyAdd a limited or full trading authority on your brokerage account.Download Form
Durable power of attorneyUse this form to add a DPOA to an account. The DPOA remains in effect should you become incapacitated and unable to make decisions for yourself.Download Form
Cost basis on uncovered securitiesAdd or change the cost basis on securities purchased prior to the 2011-2013 mandatory cost basis reporting rule.Download Form
Certify legal nameComplete this form to notify us of any other alias or nicknames you legally go by.Download Form
Cost basis for fixed incomeComplete this form to change your accrual methods on fixed income products.Download Form
Mutual fund average cost authorizationChanges your mutual fund tax lot method to average cost.Download Form
Removal of worthless securityRequests the removal of a non-transferable and/or worthless security from the account.Download Form
Cash Solutions AccountAdd check writing and debit card access directly to your brokerage account. Fees may apply, review the TIAA Brokerage Customer Account Agreement for information.Download Form
Select link applicationCombine account statements for customers with multiple accounts into a single envelope. May include all those in the household.Download Form
Trade confirmation suppression formConsolidate trades into a quarterly confirmation statement for your TIAA Portfolio Advisor or TIAA Personal Portfolio account.Download Form
IRA checkingAdd check writing to a Traditional IRA account for purposes of distributions. Must be 59 ½ or older to enroll.Download Form
Roth conversionUse this form to convert your Traditional IRA into a Roth IRA.Download Form
Securities transfer formTransfer your brokerage accounts from another financial institution.Self-Direct Brokerage Transfer
Managed account transfer formTransfer your accounts from another financial institution into your TIAA Portfolio Advisor or TIAA Personal Portfolio account.Managed Brokerage Transfer
Electronic transfer (ACH)Add external banks for money transfers. Request online deposits, withdrawals, and IRA contributions.Add Bank
IRA distribution formUse this form to request a distribution from your IRA or take a Required Minimum Distribution payment.Download Form
Check depositRead instructions on how to send in a deposit or IRA contribution by check.Download Form
Direct depositPrint these instructions to direct an employer, social security, or IRS refunds to be deposited into your brokerage account.Download Form
Fed fund wire disbursementComplete this form to request a disbursement from your brokerage account by wire. Fees apply, review the TIAA Brokerage Customer Account Agreement for information.Download Form
Stock bond powerComplete this form and follow the instructions to deposit physical stock certificates into your brokerage account.Download Form
Contribution form for TIAA SIMPLE IRAUse this form to contribute to a TIAA SIMPLE IRA.Download Form
ACH terms and conditionsRead the Automated Clearing House (ACH) terms and conditions.Learn More
Authorization to gift securitiesFor use with taxable non- IRA accounts only. Authorizes the gifting of securities to another person, entity, or charity.Download form
Form CRSForm CRS is the customer relationship summary that contains information regarding our services, and the fees you may pay.Learn more
TIAA Brokerage Customer Account AgreementRead the TIAA Brokerage Customer Account Agreement (CAA) for self-direct and managed accounts.Learn more
TIAA IRA Customer Account AgreementRead the Customer Account Agreement (CAA) for use with the TIAA IRA self-direct brokerage window.Learn more
TIAA Investment Solutions IRA Customer Account AgreementRead the Customer Account Agreement (CAA) for use with the TIAA Investment Solutions IRA self-direct brokerage window.Learn more
TIAA Self-Directed Account Customer Account AgreementRead the Customer Account Agreement (CAA) for use with the Self-Directed Account for employer sponsored retirement plans.Learn more
Traditional IRA & SEP trust agreementView the TIAA trust agreement and Traditional IRA and SEP disclosure statement.Learn more
Roth IRA trust agreementView the TIAA Brokerage Roth IRA trust agreement and disclosure statement.Learn more
SIMPLE IRA custodial agreementView the TIAA Brokerage SIMPLE IRA custodial agreement and disclosure statement. Learn more
Business continuityRead our business continuity plan that covers everything we do at TIAA.Learn more
TIAA privacy noticesRead our privacy notices that outline our commitment to protecting your privacy.Learn more
Cash Solutions Account terms and conditionsRead the Cash Solutions Account terms and conditions concerning the optional check writing feature.Learn more
Electronic delivery terms and conditionsRead the Electronic delivery terms and conditions concerning account communications; such as statements, trade confirmations or other information related to your account.Learn more
SIPC guideLearn what is covered under SIPC protection and how excess of SIPC protection is offered.Learn more
ACH terms & conditionsRead the Automated Clearing House (ACH) terms and conditions.Learn more
Interest and cash sweep disclosureRead the TIAA Brokerage interest and cash sweep disclosure.Learn more
TIAA Bank sweep terms and conditionsRead the Bank cash sweep terms and conditions.Learn more
LIDS terms and conditions (Managed)Read the Liquid Insured Deposits terms and conditions for managed accounts.Learn more
LIDS terms and conditions (Self-directed)Read the Liquid Insured Deposits terms and conditions for Self-directed accounts.Learn more
LIDS programs banksList of banks that participate in the FDIC sweep program.Learn more
Risks of options disclosureRead the Characteristics and Risks of Options disclosure document.Learn more
Risk of options 2018 supplementDownload the October 2018 characteristics and risks of standardized options supplement.Learn more
Risk of options 2012 supplementDownload the November 2012 characteristics and risks of standardized options supplement.Learn more
Exchange traded products risk disclosureRead the exchanged traded products risk disclosure.Learn more
TIAA Brokerage Real-Time Quote AgreementsRead the TIAA Brokerage Real-Time Quote Agreements (RTQA) that cover the use of real-time data within your account.Learn More
Margin Disclosure StatementRead the Margin Disclosure Statement for basic facts about purchasing securities on margin.Learn More
Stop price disclosureRead the Stop price disclosure for purposes of education and notification.Learn more
Order routing disclosureRead the Order routing disclosure concerning the routing of order flow on the Brokerage website.Learn more
Dreyfus Gov Cash Mgt Invest prospectusView the Dreyfus Government Cash Management Fund Investor Class Prospectus (DGVXX).Learn more
Dreyfus Gov Sec Cash Mgt Invest prospectusView the Dreyfus Government Securities Cash Management Fund Investor Class Prospectus (DVPXX/DGSCM).Learn more
Federated Gov Obligations Cash II prospectusView the Federated Government Obligations Cash II prospectus (GFYXX).Learn more
Federated Trst for US Treas Oblig Cash II prospectusView the Federated Trust for US Treasury Obligations Cash II prospectus (TTIXX).Learn more
Federated Gov Obligations Trust prospectusView the Federated Government Obligations Fund Prospectus Trust Shares (GORXX).Learn more
Federated Gov Obligations Capital prospectusView the Federated Government Obligations Fund Prospectus Captial Shares (GOCXX).Learn more
Federated Gov Obligations Service prospectusView the Federated Government Obligations Fund Prospectus Service Class Shares (GOSXX).Learn more
TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC.
Advisory services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser.
This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.