Distributions and Withdrawals

Frequently asked questions

All FAQs about distributions and withdrawals

Proceeds from trades are available for withdrawal upon settlement of the trade (typically 1-3 business days, depending upon the type of security). There is a seven (7) business day hold on checks and ACH deposits. Cash from wires are available for withdrawal the following business day. Other limitations and holds may apply.

After logging into your brokerage account online, select the Transfer Money button located at the top of the page. You are able to request one-time and recurring transactions.

To withdraw funds from a Brokerage IRA, call TIAA Brokerage at 800-842-2252, Monday - Friday
8 a.m. - 7 p.m. ET.

To withdraw funds from a Brokerage IRA, call TIAA Brokerage at 800-842-2252, Monday - Friday 8 am - 7 pm ET. As an alternate, you may complete an IRA DistributionOpens pdf form. For ACH/Electronic Funds Transfers, you will need to have a bank account associated with your brokerage account prior to distribution. Bank accounts can be added onlineOpens pdf or by completing the Brokerage Automated Clearing House AuthorizationOpens in a new window form.

Distributions are subject to Federal and State withholding and vary by State. Please review the distribution form carefully before submitting for processing.

The IRA Brokerage Window acts like a subaccount within your IRA and does not allow distributions directly from the window. Contact TIAA Brokerage at 800-842-2252, weekdays 8 am - 7 pm ET., for assistance.

To view the status of your request, login to your account on TIAA.org. Select the Manage Transfer Activity from the Quick Links action button located at the top of your page.

Online help

Calling us

Weekdays, 8 a.m. − 7 p.m. (ET)


TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRAOpens in a new window and SIPCOpens in a new window, distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC.