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Your age helps determine whether you're eligible for an IRA, how you can contribute.
This helps determine whether you can contribute to a Roth IRA, or treat Traditional IRA contributions as tax-deductible.
MAGI is a financial term - it's the taxable income you earn before you subtract your allowable deductions. You can find it on line 38 of your Form 1040, line 21 of your Form 1040A or line 37 of your Form 1040NR. MAGI is automatically rounded up or down to the nearest thousand.
This includes 401(k), 403(b), or 457(b) plans, for example. If you're not surewhether you're eligible, contact your employer.
Example of employee-sponsored plans include 401(k), 403(b) or 457(b) plans.