*Checks in the amount of $250,000 or more for transfers or payments will be sent via overnight.
BROKERAGE ACCOUNTS
CloseLearn more about our retail brokerage fees
How much you pay for your brokerage account can vary depending on what types of investments you choose and whether or not you work with a Wealth Management Advisor. Some fees may not apply for all accounts. See the full list of fees and terms and conditions in the TIAA Brokerage Customer Account Agreement within the Agreements & Disclosure section.
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ONLINE*Fees shown reflect stock prices greater than $1 per share. Orders to buy shares priced under $1, non-permitted cannabis related (CRB) securities, restricted shares, foreign securities, privately held securities, shares with no
Market or no bid/ask will not be accepted.*Orders to sell shares priced under $1 are handled via Client Service Assistance at the online commission rate above, based on eligibility.Equity and Transaction Fee ETF trades - $0 No Transaction Fee (NTF) ETFs - NTF eligible ETFs will have a $0.00 commission, regardless of order size or holding period
- Any ETF shares purchased prior to January 26, 2018, and are now identified as a No Transaction Fee ETF, will still be charged a commission when the shares are sold through the Automated Telephone System (ATS) or Client Service Assistance.
AUTOMATED TELEPHONE SYSTEM (ATS) $35 CLIENT SERVICE ASSISTANCE
800 927-3059$55
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NO TRANSACTION FEE (NTF) FUNDS Minimum initial investment for mutual funds: The greater of either the listed amount in the fund’s prospectus or $500. Additional investments typically based on amount listed in the fund’s prospectus, generally $100. Purchases placed below the stated minimum amount will be charged the appropriate transaction fee. Different minimums may apply for managed accounts.Short term redemption fee: $50 minimum for shares held less than six months (waived for shares transferred from another brokerage firm or financial institution). Additional redemption fees may apply as set forth in each fund’s prospectus.Dollar cost averaging transactions, no fee; minimum transaction $100.TRANSACTION FEE (TF) FUNDS Transaction fee, regardless of order size:- $50 per trade
- $35 per trade for customers that receive a financial planning solution from their Wealth Management advisor.
Minimum initial investment for mutual funds: The greater of either the listed amount in the fund’s prospectus or $500. Additional investments typically based on amount listed in the fund’s prospectus, generally $100. Purchases placed below the stated minimum amount will be charged the appropriate transaction fee. Different minimums may apply for managed accounts.Dollar cost averaging transactions, no fee; minimum transaction $100.Exchanges: $8 per trade regardless of order size.
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U.S. TREASURY SECURITIES NEW ISSUES (Primary, AT AUCTION) $50 per transaction EXISTING ISSUES (secondary, already trading) $1 per $1,000 face amount ($50 minimum) MUNICIPAL BONDS, GOVERNMENT AGENCY BONDS, UNLISTED (OVER-THE-COUNTER, OR OTC) CORPORATE BONDS AND MORTGAGE-BACKED SECURITIES $50 + $2 per bond CERTIFICATES OF DEPOSIT NEW ISSUES Purchase minimums of $5,000, no commission (interest rate reflects issuing bank's fee)
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ONLINE $0, based on eligibility AUTOMATED TELEPHONE $35 + $2 per contract PERSON $55 + $2.50 per contract OPTIONS EXERCISE / ASSIGNMENT FEE $25
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OUTGOING WIRED FUNDS FEE $25 OVERNIGHT CHECK DELIVERY $12 SaturDAY dELIVERY - oVERNIGHT CHECK DELIVERY FEE $18 NSF/RETURN CHECK DEPOSIT $25 MARGIN EXTENSION $15 TRANSFERS – OUTGOING FULL ACCOUNT* $50 tRANSFERS OF GIFTED SECURITIES OR CHECKS MAILED REGULAR DELIVERY* No charge REORGANIZATIONS - VOLUNTARY $25 STOP PAYMENT order fee $15 IRA TERMINATION fee $130 ACH RETURN fee $25 -
- Cash Solutions Account Terms & Conditions
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ANNUAL FEE*Silver Tier annual fee is waived for accounts that have $25K or more in average month-end closing cash sweep balances.Silver Tier$25*Gold Tier$65Platinum Tier$110
INITIAL CHECK ORDER (INCLUDES CHECKBOOK, REGISTER, DEPOSIT TICKETS AND 40 CHECKS) Silver TierFreeGold TierFreePlatinum TierFreeCHECK REORDER (INCLUDES CHECK REGISTER, DEPOSIT TICKETS AND 100 CHECKS) Silver Tier$15Gold Tier$10Platinum TierFreeSTOP PAYMENTS (ON CHECKS) Silver Tier$25Gold Tier$25Platinum TierFreeLOST OR STOLEN CHECKBOOK REPLACEMENT Silver Tier$25Gold Tier$25Platinum Tier$25RETURNED CHECK OR AUTOMATED CLEARING HOUSE (ACH) TRANSACTION Silver Tier$25Gold Tier$25Platinum Tier$25CSA CHECKS OR DEBIT CARD – OVERNIGHT DELIVERY Silver Tier$20Gold Tier$20Platinum Tier$20CASH ADVANCE (NON-ATM) Silver TierN/AGold Tier.25% of transaction($2.50 minimum)Platinum Tier.25% of transaction
($2.50 minimum)BILL PAYMENT THROUGH BILLSUITE Silver TierFreeGold TierFreePlatinum TierFreeATM FEES Silver Tier Gold Tier Platinum Tier ATM in‐network withdrawal feeVisa® or Plus®N/A None None ATM out‐of‐network fee N/A None None Atm out-of-network surcharge fee*(charged by atm owner)*Surcharge may be imposed for ATM usage including transactions and balance inquiries.N/A Various Various