Your cash savings can be an important part of your overall financial plan

You can now earn up to 1.10% APY2 with a TIAA Direct® Money Market account, making it a great option for your savings goals.

You’ll even get up to $500 on us

You’ll even get up to $500 on us

Open your Money Market account today and get up to $5001

Applying is easy and takes less than 10 minutes.

Get started today

Have questions or want to apply by phone?

Banking Phone icon

Call 844-567-8970

Mention offer code MMA107MB

Weekdays 8AM - 8PM (ET)
Weekends 9AM - 6PM (ET)

Open a Money Market account and get:

About us

We’re part of TIAA, a financial services organization that has been in business serving those who serve others for almost 100 years.


Built to Perform, Created to Serve.

1 Eligibility. This offer will be available for a new TIAA Direct Money Market account, applied for online or by calling 844-567-8970 using promotion code MMA107MB. Only one (1) offer is available per customer. This offer is only intended for the addressee of this email, may not be combined with any other offers from TIAA Direct and is not available to existing money market customers.

Offer Terms. TIAA Direct will credit a $50 bonus to a new Money Market account if the account is opened by 12/31/2017, at least $10,000 is deposited within 20 days of account opening and at least that minimum balance is maintained in the account every day through the 120th day after account opening. You can earn a greater bonus by maintaining a higher daily minimum balance as noted in the table above. Funds transferred from an existing TIAA Direct account do not count toward the qualifying minimum balance for this promotional offer.

Payment of Bonus. If the qualifications described above are met, a bonus in accordance with the table above will be credited to the account within 121 to 134 days of account opening, provided that the account remains open and is not overdrawn or subject to any holds, restrictions, or legal action or dispute on the bonus payment date. The bonus may be reported to the Internal Revenue Service as interest on Form 1099-INT. Bonus recipients are responsible for any applicable taxes. Please consult your tax advisor regarding any impact to you.

Limited Time Offer. This promotional offer is available for a limited time and may end without notice.

2 General Account Terms and Requirements. The Annual Percentage Yield (APY) for the Money Market account depends on the balance in the account. Effective as of 10/1/2017, APYs are as follows: For balances from $0 to $2,499.99, the APY is 0.86%; for balances of $2,500 to $24,999.99, the APY is 0.86%; for balances from $25,000 to $49,999.99, the APY is 0.86%; for balances from $50,000 to $99,999.99, the APY is 0.91%; for balances $100,000 and above, the APY is 1.10%. All rates are variable and subject to change without notice before or after the account is opened. Interest is compounded daily, based on the rate in effect at the end of the day. The minimum opening deposit for a Money Market account is $2,500, which must be made within 60 days of account opening or the account may be closed. Fees could reduce earnings on the account.

3 TIAA Direct will automatically reimburse up to $15 in ATM usage fees each statement cycle if you’re charged a fee for using your TIAA Direct Debit or ATM card at U.S. ATMs. This reimbursement is paid in the form of a single credit on the last day of your statement cycle. As a reminder, ATMs with Allpoint®, MoneyPass® and SUM® logos are fee-free for TIAA Direct card holders. MoneyPass is a registered service mark of Elan Financial Services. SUM is a trademark of NYCE Payments Network, LLC.