Modernizing the Default
The retirement landscape is evolving, and so should your plan’s default investment. Learn how TIAA RetirePlus® – a professionally managed QDIA-eligible default solution – allows plan sponsors to provide participants with a seamless and sophisticated retirement option that helps secure their future
Target date funds solve one problem. Next-generation target dates with fixed annuities can solve another.
Embedding guaranteed assets into target date strategies can reduce portfolio volatility—giving participants the stability they need as they approach retirement.
Adding a lifetime income option can upgrade the retirement-saving machine
Enhancing a plan’s default investment with a fixed annuity helps participants both save for retirement and plan for future spending needs.
Give unengaged employees a path toward retirement readiness
Hands-off shouldn't mean at risk. TIAA SmartEnrollSM spots employees who could be off-track for retirement based on TIAA’s products and services, then lets sponsors move them into a QDIA-eligible target date solution that can include an option for lifetime income.
Cut costs, enhance outcomes: The next evolution in plan design
TIAA RetirePlus® is a cost-effective QDIA-eligible retirement default solution that delivers institutional-quality portfolio management.
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This material is for informational, educational or non-fiduciary sales opportunities and/or activities only and does not constitute investment advice (e.g., fiduciary advice under ERISA or otherwise), a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations to invest through a model or to purchase any security or advice about investing or managing retirement savings. It does not take into account any specific objectives or circumstances of any particular customer, or suggest any specific course of action.
TIAA RetirePlus Select® and TIAA RetirePlus Pro® are administered by Teachers Insurance and Annuity Association of America (“TIAA”) as plan recordkeeper. TIAA-CREF Individual & Institutional Services, Member FINRA and SIPC distributes securities products. SIPC only protects customers' securities and cash held in brokerage accounts. TIAA and CREF annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY, respectively. Each is solely responsible for its own financial condition and contractual obligations. Transactions in the underlying investments invested in based on the models on behalf of the plan participants are executed through TIAA-CREF Individual & Institutional Services, LLC.
TIAA RetirePlus®, TIAA RetirePlus Pro® and TIAA RetirePlus Select® are registered trademarks of Teachers Insurance and Annuity Association of America.
TIAA Traditional is a fixed an annuity issued by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued.