Customer Stories

“Teamwork makes it happen, in life, work and finances.”

Kristin Austin | University administrator and doctoral candidate | 33 years old
Participant since 2006

Get to know Kristin Austin

Kristin and her husband work hard to strike a balance

Are you on track for retirement?

“I am on track. My husband and I began contributing the maximum into our employer-matched [plan] from our very first paychecks. We were both fortunate enough to attain gainful employment within weeks of completing our Bachelor’s degrees…As our salaries have grown, so have our contributions to our [retirement plans].”

What does successful financial planning mean to you?

“It means creating more opportunities to be charitable. The better we manage the resources we have, the better the chance we can be generous toward others! It also means mental health, as you decrease the likelihood of stress due to unforeseen financial setbacks.”

How do you see TIAA helping you in the next 5-10 years?

“I will be using TIAA to help me expand my portfolio.  In 10 years, I will be at the half way point towards retirement. So, I will be more strategic with making sure my investments are really working for me. TIAA will be instrumental in helping me make informed decisions for my portfolio. I plan on using the web tools more heavily, and building a closer, more personal relationship with the advisors.”

How has having children affected your work, life and financial planning?

“Having children has affected everything! We adjusted our savings in order for us to both take extended leaves of absence when each child was born. We also have had to divert some of our funds towards college savings plans…It is never easy, but it's also never impossible. Teamwork makes it happen, in life, work and finances.”
Working Together

How has TIAA helped you?

Kristin and her husband started saving right away in their employers’ plans, which helps them save on current taxes and gives their money a longer period of time to grow.
  • Started saving from their first paychecks
  • Contributing the maximum amount allowed
  • Putting what’s left toward other financial goals, like charitable giving
Kristin's Inspirations

“I have been working in my dream field of higher education for over 13 years.”

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This article/story contains edited excerpts of an interview that describes the circumstances, opinions, and experiences of a specific participant from one or more of the companies in the TIAA organization (“TIAA”).  The circumstances, opinions, and experiences depicted may not be representative of the circumstances, opinions, and experiences of other TIAA customers and are not indicative of future performance or success.  Individual results and experiences will vary.