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For every age and stage of life, we’re here to help

We can help you go from thinking about big goals to actually developing a plan to achieve them. No matter what financial challenges you face, we’re here for you.

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No matter where you are in life

We offer products and services that can help you pursue your financial goals and a lifetime of financial well-being.

Choose from the life stages below to see how TIAA can help you throughout your life.

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances. 

TIAA products may be subject to market and other risk factors. See the applicable product literature, or visit for details.

1 Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, June 30, 2019. 76% of TIAA-CREF mutual fund products and variable annuity accounts have expense ratios that are in the bottom quartile (or 97.55% below median) of their respective Morningstar category.

Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.

2 Guarantees are based on the claims paying ability of the issuing company.

3 Before rolling over assets, consider your other options. You may be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA consultant and your tax advisor regarding your situation. Learn more at in a new window