Why we're different

Our approach to retirement

We offer lifetime income options and personalized advice with our retirement plans as part of our commitment to help make sure you won’t outlive your retirement savings.

Retirement planning

Advice only TIAA can give you

Making decisions about your money and your future isn’t easy. That’s why we offer personalized advice1 at no added charge.

advice only TIAA can give you: personal, objective, specific, dependable
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TIAA RetireIncome

We’re here to help you pursue a lifetime of financial well-being

Everyone’s vision of retirement is different, including ours. We provide lifetime income through our suite of TIAA RetireIncomeTM solutions offering low-cost annuities that let you turn your savings into monthly payments you can’t outlive.2

Income options for every need

Our fixed and variable annuities give you the choice between guaranteed lifetime income and other flexible income options.

A history of innovation

We invented the variable annuity and offer 10 types - with options to invest in real estate and socially responsible companies.

About annuities
Lifetime income

We believe that retirement income shouldn’t come with an expiration date

In July 1959, Dr. Henry H. Hosford, a retired Case Western University professor, became our first participant to turn 100. Since then, we’ve celebrated 100th birthdays with thousands of participants, who can rely on us for support for the rest of their lives.

Every day one of our annuity recipients turns 100 and we've been with them the whole way.

1 Advice is obtained using an advice methodology from an independent third-party.

2 Converting some or all of your savings to income benefits (referred to as "annuitization") is a permanent decision. Once income benefit payments have begun, you are unable to change to another option.

Certain products and services are only available to eligible individuals.

This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability.

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