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<v Narrator>People deserve more security in retirement.</v>

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The assurance that money set aside in their saving years

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will always be there when they need it

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for however long they may need it can help.

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That's where TIAA Traditional comes in,

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offering key benefits while saving for and in retirement.

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Always on growth while saving, employees are guaranteed

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growth, no matter the market, including a guaranteed minimum

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interest rate.

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That gives them more retirement savings

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without the volatility and ups and downs that can come

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with other investments.

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No worries about losing principle while mitigating risk.

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Bigger retirement paychecks.

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TIAA Traditional offers the opportunity to convert

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some or all savings into a guaranteed predictable paycheck

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for life, giving employees income that lasts.

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Because of TIAA sharing the profits approach,

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employees can receive increases to income payments

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and an exclusive only from US loyalty bonus

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for long-term contributors.

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(upbeat music)

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Compared with the 4% rule of thumb for withdrawals

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in retirement, initial lifetime income

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from TIAA Traditional, including these shared profits

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is greater, no matter when employees started contributing.

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TIAA Traditional is powerfully different.

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So, how do we do it?

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Unwavering financial strength.

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TIAA shares profits with participants, not shareholders.

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Our general account is the investment engine

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that fuels TIAA Traditional,

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and it's one of the largest in the industry.

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Its scale and diversification make all the difference.

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They're part of why we've never missed a payment

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to participants for more than 100 years,

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and why we can offer bigger retirement paychecks.

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When TIAA Traditional is on a retirement plan menu

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or included in a plan default portfolio,

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it means you're giving employees the power to live

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more confidently, more securely, and more meaningfully,

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now and for the rest of their lives.

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Talk to your TIAA representative to learn more about

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how TIAA Traditional can help give retirement plan

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participants the security they deserve.