Prospectuses and Product Disclosures

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Retirement Plan Variable Annuities

Fund Name	Prospectus	Statement of Additional Information	Shareholder Report
CREF Accounts	Prospectus	SAI	Annual Report	Semiannual Report	-
TIAA Real Estate Account	Prospectus	-	Annual Report	-	Quarterly Report

TIAA Access Variable Annuities

Fund Name
Level 1 / Tier 1	Prospectuses & Product Disclosures
Level 2 / Tier 2	Prospectuses & Product Disclosures
Level 3 / Tier 3	Prospectuses & Product Disclosures
Level 4 / Tier 4	Prospectuses & Product Disclosures

TIAA-CREF Funds

Fund Name	Prospectus	Statement of Additional Information	Shareholder Report
Global
Global Natural Resources	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
International
Emerging Markets Debt	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Emerging Markets Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Emerging Markets Equity Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Enhanced International Equity Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
International Bond	Summary Prospectus	Statutory Prospectus	SAI	-	-
International Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
International Equity Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
International Opportunities	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Social Choice International Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
U.S. Equity
Enhanced Large-Cap Growth Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Enhanced Large-Cap Value Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Equity Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Growth & Income	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Large-Cap Growth	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Large-Cap Growth Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Large-Cap Value	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Large-Cap Value Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Mid-Cap Growth	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Mid-Cap Value	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
S&P 500 Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Small-Cap Blend Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Small-Cap Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Small/Mid-Cap Equity	Summary Prospectus	Statutory Prospectus	SAI	-	-
Social Choice Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Social Choice Low Carbon Equity	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Fixed Income
Bond	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Bond Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Bond Plus	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
High-Yield	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Inflation-Linked Bond	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Short-Term Bond	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Short-Term Bond Index	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Social Choice Bond	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Tax-Exempt Bond	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Asset Allocation
Managed Allocation	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Real Estate
Real Estate Securities	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Money Market
Money Market	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report

TIAA-CREF Lifecycle Funds

Fund Name	Prospectus	Statement of Additional Information	Shareholder Report
Lifecycle 2010	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2015	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2020	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2025	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2030	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2035	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2040	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2045	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2050	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2055	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle 2060	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Retirement Income	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report

TIAA-CREF Lifecycle Funds - Advisor Class

Fund Name	Custodial Agreement	Disclosures		Additional Information
Retirement Plans
Individual 403(b) Custodial Agreement	-	-	-	PDF	-
IRAs
Investment Solutions IRA	Custodial Agreement	-	-	IRS Opinion Letters	Intermediary Frequent Trading Policy
Liquid Insured Deposits Terms and Conditions	-	-	-	PDF	-
Investment Solutions Self-Directed Brokerage Customer Account Agreement	-	-	-	PDF	-
Federal Register Notice for the TIAA Real Estate Account	-	-	-	PDF	-
Mutual Funds
Coverdell Education Savings Account - Disclosure Statement and Custodial Agreement	-	-	-	PDF	-
FDIC Insured Bank Products
Terms and Conditions – TIAA Bank Savings and TIAA Bank Cash Reserves	-	-	-	PDF	-

Prospectuses and Product Disclosures

Retirement Plan Variable Annuities

TIAA Access Variable Annuities

TIAA-CREF Funds

TIAA-CREF Lifecycle Funds

TIAA-CREF Lifecycle Funds - Advisor Class

TIAA-CREF Lifecycle Index Funds

TIAA-CREF Lifecycle Index Funds - Advisor Class

TIAA-CREF Lifestyle Funds

TIAA-CREF Lifestyle Funds - Advisor Class

TIAA-CREF Life Funds

After-Tax Annuities

Nuveen funds offered within TIAA-CREF products

Life Insurance

Agreements and Disclosure Statements

Fund Name	Prospectus		Statement of Additional Information	Shareholder Report
Lifecycle Index 2010	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2015	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2020	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2025	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2030	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2035	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2040	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2045	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2050	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2055	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index 2060	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifecycle Index Retirement Income	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report

Fund Name	Prospectus		Statement of Additional Information	Shareholder Report
Lifestyle Income	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifestyle Conservative	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifestyle Moderate	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifestyle Growth	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report
Lifestyle Aggressive Growth	Summary Prospectus	Statutory Prospectus	SAI	Annual Report	Semiannual Report

Fund Name
The Intelligent Variable Annuity	Prospectuses & Product Disclosures
TIAA-CREF Investment Horizon Annuity	Prospectuses & Product Disclosures
Lifetime Variable Select	Prospectuses & Product Disclosures
Personal Annuity Select	Prospectuses & Product Disclosures
Single Premium Immediate Annuity	Prospectuses & Product Disclosures
Teachers Personal Annuity/ (TIAA Separate Account VA-1)	Prospectuses & Product Disclosures

Fund Name
Nuveen Arizona Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Colorado Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Connecticut Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Dividend Value Fund I	Prospectuses & Product Disclosures
Nuveen Georgia Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen High Yield Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Kansas Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Kentucky Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Limited Term Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Louisiana Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Maryland Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Michigan Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Missouri Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Nebraska Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen New Jersey Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen New Mexico Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen New York Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen North Carolina Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen NWQ Multi-Cap Value Fund I	Prospectuses & Product Disclosures
Nuveen NWQ Small/Mid-Cap Value Fund I	Prospectuses & Product Disclosures
Nuveen NWQ Small-Cap Value Fund	Prospectuses & Product Disclosures
Nuveen Ohio Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Oregon Intermediate Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Pennsylvania Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Small Cap Growth Opportunities Fund	Prospectuses & Product Disclosures
Nuveen Strategy Conservative Allocation Fund I	Prospectuses & Product Disclosures
Nuveen Tennessee Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Virginia Municipal Bond Fund	Prospectuses & Product Disclosures
Nuveen Wisconsin Municipal Bond Fund	Prospectuses & Product Disclosures

Fund Name
Flexible Premium Variable Universal Life	Prospectuses & Product Disclosures
Intelligent Life Variable Universal Life	Prospectuses & Product Disclosures
Intelligent Life Survivorship Variable Universal Life Insurance	Prospectuses & Product Disclosures

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Prospectuses and Product Disclosures