How old will you be at the end of this year?

Your age helps determine whether you're eligible for an IRA, how you can contribute.

49 or Younger

50 or older

This helps determine whether you can contribute to a Roth IRA, or treat Traditional IRA contributions as tax-deductible.

Married, filing a joint return

Married, filing separately

Single/ head of household

What is you and your spouse's combined Modified Adjusted Gross Income(MAGI)?

MAGI AMOUNT

This includes 401(k), 403(b), or 457(b) plans, for example. If you're not sure
whether you're eligible, contact your employer.

Yes

No

Example of employee-sponsored plans include 401(k), 403(b) or 457(b) plans.

Yes

No